Four ways to fix long-term care

This week the Washington Post put out a well thought out article on possible solutions to fixing the time bomb that is going on with long-term care.  The link to the Washington Post article is:
http://www.washingtonpost.com/blogs/ezra-klein/post/four-ways-to-fix-long-term-care/2011/10/19/gIQAnSK2xL_blog.html

Across the political spectrum, there’s pretty widespread recognition that, as written, health reform’s CLASS Act would have failed. The long-term care insurance program wouldn’t be able to cover the expected health care costs of those most likely to enroll: people who needed to use a lot of health care.
But what we have now doesn’t work very well, either. Only about 7 million Americans currently buy insurance policies for long-term care, even though many more will need these kind of services, like nursing homes and rehabilitative care, at some point in their lives.
There are a lot of reasons for the low take-up, which range from the high cost of premiums to lack of information to confusion about what services Medicare will cover. What that means, is a lot of Americans end up... read more go to link.